False Assumption - 1. Insurance company and insurance company representatives are on your side.
Posted Saturday, July 21, 2007 by Ed Harper.
Insurance company and insurance company representatives are on your side.
Even if an adjuster seems friendly and works for your own insurance company, they have an agenda to limit claims. Reduction of benefits or reducing the amount of money paid out, even for no fault claims, is one of the ways insurance companies make money. The other way is to collect more insurance premiums.
Viewing the adjuster as a necessary evil will allow you to be prepared in your dealings with them.
For example, giving a recorded statement is a minefield of potential disaster. I regularly discourage my clients from giving statements. In the words of the famous U.S. Supreme Court case, Miranda v. Arizona, and what police officers are required to tell those in custody, "What you say can and will be used against you".
There is little, if any, benefit in providing a recorded statement. You can ask for written questions which can be answered over time and after consulting with an attorney. Harper Law PLLC will give free legal counsel to advise individuals following any accident, even if you feel you may be at fault.
We Are Here to Help
Although our office does not handle all types of cases, we hope you will contact us regarding any legal issues you may encounter. We will answer your questions, or refer you to another quality and trustworthy attorney if we are unable to assist you.
Blog Archive
- 2012 (1)
- 2011 (29)
- July (1)
- June (3)
- May (2)
- April (20)
- Contracting an infectious disease from a health care provider
- How do I handle a personal injury claim when liability is clear?
- To what extent is an injury considered in a criminal charge of assault?
- Property damage claim when liability is clear
- Malpractice - what are the elements?
- Bankruptcy estates and personal injury claims
- If a hospital fails to bill me or my PIP insurance four years after an accident, is there an obligation to pay them?
- A friend was driving with a young driver with a permit and no insurance, can the friend be sued?
- In California, what is the length of time for a medical malpractice statute of limitations?
- Why does PIP have to be reimbursed?
- Failure to diagnose an ankle fracture
- Analysis of a Personal Injury case and how a private investigator can help
- Slip and Fall at apartment complex
- Is a house always an asset?
- What is Bad Faith?
- Why would you accept policy limits for an insurance company?
- Expunging or Vacating a Prior Conviction
- Moving Violation - Do I have to go to Court?
- NFL Players and NFL Owners begin Mediation
- Recent over-exertion in 13 Iowa Hawkeye football players leads them to hospital
- February (1)
- January (2)
- 2010 (10)
- November (2)
- August (1)
- June (1)
- May (3)
- February (2)
- January (1)
- 2009 (5)
- November (2)
- October (1)
- September (1)
- February (1)
- 2008 (3)
- August (1)
- June (1)
- April (1)
- 2007 (43)
- December (1)
- November (2)
- September (1)
- August (3)
- July (16)
- False Assumption - 9. My neighbor settled her own claim
- False Assumption - 8. All my medical bills will be paid
- False Assumption - 7. The pain has generally gone away
- False Assumption - 6. The insurance company for the other driver will believe me
- False Assumption - 5. My injuries are not that bad
- False Assumption - 4. I had prior injuries
- False Assumption - 3. The property damage estimate is accurate because a professional adjuster looked at my car
- False Assumption - 2. The other driver admitted fault for the accident, so I don't think I need to call the police.
- False Assumption - 1. Insurance company and insurance company representatives are on your side.
- 10 False assumptions that people make following an accident
- Spine injury prevention
- Recovering from a car accident
- After a car accident, getting your bills paid
- Car accident anatomy 101
- Call the police after a collision and know your location when you call
- Injuries in Motor Vehicle Collision #2
- June (1)
- May (2)
- April (2)
- March (5)
- February (10)
- Uninsured and Underinsured Motorist Coverage: Is it necessary?
- Personal Injury Protection Insurance: Do you need it?
- Are drinking fountains safe?
- Sound Transit: Obayahsi Construction Company failure to abide by safety rules leads to death
- Chlorine Chemical leak due to worker error: Corporate blame game should not go unnoticed
- Airbags: Do benefits outweigh the risks?
- New Sonic stadium: Should it be funded by the taxpayers?
- Recent CNN investigation points out insurance claims abuse
- Prescription drug errors in recent years have drastically increased death rate
- Proposed legislation will require drivers to provide proof of insurance upon licensing
- 2006 (5)
- August (1)
- July (3)
- June (1)
- Harper Law PLLC
-
826 6th Street South, Suite 101
Kirkland, WA 98033-6740 - Telephone
- 425.284.3333
Toll-Free 877.780.2800
Fax 425.284.4286
24 hour voicemail - info@edharperlaw.com
- Office Hours
- Monday - Friday
8:00 am to 5:00 pm
Weekend and evening appointments available on request
